Personal Savings Accounts

Regular Savings | Student Savings | Preferred Money Market

Regular Savings

$100 minimum to open account
Earns interest on average daily balance
Interest is credited quarterly
No monthly maintenance fee with minimum daily balance of
$100
$5.00 monthly maintenance fee if balance goes below $100
during the month
Three free withdrawals per month
$3 fee for each withdrawal in excess of three per month

Student Savings

Designed for minors under 18.

$25 minimum to open account
No monthly maintenance fee
Earns interest on average daily balance
Interest is credited quarterly
Three free withdrawals per month
$2 fee for each withdrawal in excess of three per month

Preferred Money Market

Designed for customers desiring a savings account with check writing
capability.

$1,000 minimum to open account
Earns interest on a tiered format on average daily balance.
Less than $1,000                              $1,000 - $9,999
$10,000 - $24,999                             $25,000 - $49,999
$50,000 - $74,999                             $75,000 and above
No monthly maintenance or activity fee with minimum daily
balance of $1,000 and less than 6 transfers and/or withdrawals
$7.50 monthly maintenance fee if balance goes below $1,000
$7.50 activity fee if transfers and/or withdrawals exceed 6 per month
Interest is credited monthly

Money Market and Savings Account Limitations

Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a money market or savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your money market or savings account each monthly statement cycle by pre-authorized transfer or telephone/PC transfer. If the account permits transfers by check or debit card, no more than three of the six limited transfers may be by check or debit card. Unlimited withdrawals, deposits, and transfers can be made at Colony Bank's ATMs and banking locations.

FDIC Insurance

Colony Bank is participating in the FDIC's Transaction Account Guarantee Program

Important disclosures regarding the guarantee program

Identity Theft

Learn how to protect yourself against Identity Theft.

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| Member FDIC

Security | Shareholder Information | Whistleblower Policy

Excessive/Luxury Expenditures Policy

Online Banking Security

At Colony Bank ensuring the security of your online information is important to us, and that's why you can rest assured that no one but Colony Bank has access to your information.

Signing on to view your accounts from the Colony Bank website is safe. The moment you click the Login button, your username is encrypted using Secure Sockets
Layer (SSL) technology, keeping
your information secure.